Question 1

What is portfolio rebalancing?

Accepted Answer

Portfolio rebalancing is the process of realigning your investment portfolio back to your target asset allocation. Over time, different assets grow at different rates, causing your portfolio to drift from its original targets. Rebalancing involves selling over-allocated assets and buying under-allocated ones to restore your intended balance.

Question 2

How often should I rebalance my portfolio?

Accepted Answer

Most investors rebalance quarterly or annually, though some use a threshold-based approach — rebalancing whenever any asset drifts more than 5% from its target. The best approach depends on your strategy: calendar-based is simplest, threshold-based is more responsive, and dynamic rebalancing adapts your targets to market conditions.

Question 3

Is JustRebalance free?

Accepted Answer

Yes! JustRebalance is completely free to use. Create an account, add your positions, set your target allocations, and calculate your rebalancing trades — all at no cost.

Question 4

What are dynamic allocation scenarios?

Accepted Answer

Dynamic allocation scenarios let you define multiple target allocations (e.g., Defensive, Core, Aggressive) and switch between them based on your market outlook. Combined with fully custom asset classes — which you name, color-code, and organize yourself — this gives you total control over your portfolio structure.

Question 5

What is the Invest Cash rebalancing mode?

Accepted Answer

Invest Cash is a buy-only rebalancing mode. Instead of selling overweight positions, it uses your available cash to purchase underweight positions proportionally. This is perfect when you receive new capital and want to deploy it without triggering sells on your winners.

Question 6

Can I use JustRebalance with any portfolio?

Accepted Answer

JustRebalance works with any portfolio! You create your own custom asset classes — name them anything you want, assign colors, and organize them your way. Manage stocks, bonds, ETFs, commodities, crypto, and cash all in one place.

Getting Started with JustRebalance

Quick Start Guide

Create Your Account

Add Your Positions

Set Target Allocations

Rebalance Your Portfolio